💼 Advanced PF Calculator

📋 Corporate Standard Formulas Used:

• Basic Salary: 50% of CTC (International Standard)
• HRA: 40% of Basic Salary (Metropolitan) / 30% (Non-Metro)
• Conveyance: Min(₹1,600, 6.4% of CTC)
• Medical Allowance: Min(₹1,250, 5% of CTC)
• Special Allowance: Remaining amount to make up CTC
• PF Contribution: 12% of Basic Salary (Employee + Employer)
• ESI: 0.75% Employee + 3.25% Employer (if CTC ≤ ₹25,000)
• Professional Tax: State-specific rates